Finding the right finance doesn't have to be complicated. At Rainstone, we are an independent, whole of market broker providing bespoke personal and commercial financial solutions across the UK.
Rainstone's Personal Finance division is dedicated to supporting homeowners, first-time buyers, landlords, and property investors across the UK. Whether you're purchasing your dream home, expanding a portfolio, or refinancing, our expert team is dedicated to helping you make informed decisions at every stage of your financial journey.
Every solution is tailored to your needs, and our brokers act as your dedicated mortgage broker across the market to secure the best terms possible.
From first-time buyers to experienced homeowners, we provide whole-of-market mortgage solutions. Our expert advisers search thousands of products to find the right fit for your circumstances.
Learn moreWhether you're purchasing, remortgaging, or expanding a property portfolio, our dedicated team provides access to exclusive rates and expert guidance throughout the process.
Learn moreComprehensive insurance solutions to protect your property, income and family. From buildings and contents to landlord and life insurance, we ensure complete coverage.
Learn moreHolistic financial planning and advisory services to help you build wealth, protect your assets, and plan for the future with confidence and clarity.
Learn moreOur Commercial Finance division works with business owners, property developers, and investors to arrange structured lending solutions across the UK.
We understand that every business is unique, and our brokers provide flexible financing strategies designed to support growth, cash flow, and long-term success.
We specialise in the highest calibre of commercial property finance, helping businesses to acquire, refinance, or develop commercial properties with tailored solutions.
Learn moreWe structure every deal around your circumstances. Fast, flexible short-term finance to bridge gaps between transactions or seize time-sensitive opportunities.
Learn moreWe deliver real, fully committed, bespoke business loan facilities to support growth, working capital, and expansion for businesses across the UK.
Learn moreWe look favouring and securing a wide range of commercial insurance solutions to protect your business, property and investments.
Learn moreWith over 100 years of combined experience, Rainstone and surrounding industries provide expert guidance tailored to your goals.
A flexible, co-collaborative approach. Focused on your needs, we work alongside you every step of the way.
Data-driven insights guiding sound financial decisions. Our advice is always rooted in evidence and market research.
Turning insights into impactful financial solutions. We bring real-world expertise to every case we handle.
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In-territory data, expert analysis and fresh thinking for leaders who want to achieve the extraordinary.
Commercial Finance
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Healthcare
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Property
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Read InsightCommon questions about our finance services
Learn MoreIn many cases, bridging loans can be arranged within 7–14 days, depending on the complexity of the case and the lender's requirements. Our team works swiftly to ensure you have access to funds when you need them most, whether for auction purchases, chain breaks, or time-sensitive opportunities.
Absolutely. We specialise in complex cases that high-street banks may decline. With access to a wide panel of specialist lenders, we can often find solutions for clients who have been turned down elsewhere, including those with adverse credit, non-standard income, or unusual property types.
Our fee structure is transparent and discussed upfront. Broker fees vary depending on the lender, product, and complexity of your case. We always ensure you understand the full cost before proceeding. In many instances, our access to exclusive rates means you save more overall, even after our fees are taken into account.
Typically, we'll need proof of identity, proof of address, income evidence (payslips, tax returns, or company accounts), bank statements, and details of the property or asset involved. For commercial cases, we may also require business plans, cash-flow forecasts, and asset schedules. Our team will guide you through exactly what's needed.
Connect with our experts for a free consultation and tailored advice.