Non-UK residents · Expat specialists · Overseas income accepted
Purchasing property in the UK as a foreign national or expat can be challenging. Many high-street lenders have restrictive criteria that exclude non-UK residents, but specialist lenders actively welcome international buyers.
Rainstone Money has extensive experience in arranging mortgages for foreign nationals, expats, and non-UK residents. We've successfully helped clients from across the globe purchase UK residential and investment property, even when they've been rejected by other brokers.
Whether you're a foreign national living overseas, a UK expat working abroad, or an international investor, our specialist team understands the unique requirements of overseas income, different currencies, and varying tax situations.
Get Expert AdviceNon-UK based buyers
Mortgages for foreign nationals living outside the UK. We work with lenders who accept overseas income, foreign currencies, and international credit histories.
Working abroad
UK nationals living and working overseas can find it difficult to get a UK mortgage. Our specialist lenders understand expat income and employment structures.
BTL for international buyers
Buy-to-let mortgages for foreign national investors. Build a UK property portfolio with specialist lending tailored to international investors.
We work with lenders who accept income in all major currencies and understand international banking and tax arrangements.
Our team understands how different visa types and residency status affect mortgage eligibility and can advise accordingly.
We've successfully arranged hundreds of mortgages for foreign nationals, including cases rejected by multiple other brokers.
Your dedicated advisor will guide you through every step, managing time zones and communication to make the process seamless.
International buyer? Connect with our foreign national mortgage specialists for expert guidance.