Customisable repayments · Overpayment options · Adapt to your lifestyle
Choosing the right mortgage for your specific circumstances is a pivotal decision. With flexible mortgages, you have options like changing interest rates, customising repayment plans, and making extra payments when it suits you.
At Rainstone Money, we understand that life changes and your mortgage should be able to change with it. Whether you need payment holidays, the ability to overpay, or want to draw down funds when needed, our flexible mortgage solutions are designed around you.
Our expert advisors will assess your financial situation and match you with lenders who offer the flexibility you need, ensuring you get a mortgage that truly works for your lifestyle.
Find Your Perfect MortgageOverpay or underpay
Make overpayments when you can or take payment holidays when you need to. Flexible mortgages give you control over how and when you pay.
Best deals available
Access exclusive rates from our panel of lenders. We negotiate on your behalf to secure the most competitive flexible mortgage deals on the market.
Your first step
First-time buyer? We make the process simple with expert guidance from application to completion, helping you onto the property ladder with confidence.
We search across the entire mortgage market to find flexible products that match your exact requirements and financial goals.
Our efficient process means you get a decision quickly, with most applications progressed within 48 hours of submission.
Our qualified advisors guide you through every option, explaining the benefits and considerations of each flexible mortgage product.
Your relationship with us doesn't end at completion. We proactively review your mortgage to ensure it continues to work for you.
Connect with our mortgage experts for a free consultation and personalised advice.