Instant estimates · Interest-only & repayment · Free to use
Use our free mortgage calculator to get an instant estimate of your monthly mortgage repayments. Simply enter your mortgage amount, term, and interest rate to see calculations for both interest-only and repayment mortgages.
This calculator provides a helpful guide to understanding what your mortgage payments might look like. However, actual rates and terms will depend on your individual circumstances, the lender, and the specific product you choose.
For a personalised mortgage quote based on your exact situation, contact our expert advisors who can search the whole market to find you the best deal.
Speak to an AdvisorLower monthly payments
Calculate your monthly payments on an interest-only basis, where you only pay the interest each month and repay the capital at the end of the term.
Pay off your mortgage
See what your payments would be on a repayment mortgage, where each monthly payment reduces both the interest and the capital owed.
Compare different rates
Try different interest rates to see how they affect your monthly payments and total cost over the life of the mortgage.
Get your calculation immediately. No need to provide personal details or create an account to use our calculator.
This calculator provides estimates for guidance purposes. For accurate figures tailored to you, speak to one of our advisors.
Once you've seen your estimate, our mortgage experts can search the whole market to find the best rates for your circumstances.
Our calculator is completely free to use, and our initial mortgage consultations are also offered at no charge.
Want an accurate quote? Contact our mortgage experts for a personalised assessment.